Car Insurance
What is Car Insurance?
Car insurance is a type of policy that provides financial protection if your vehicle is involved in an accident, stolen, damaged, or causes harm to others. It typically covers repair costs, medical expenses, and liability for damage to other people’s property or injuries they sustain in an accident you’re responsible for. Depending on the level of coverage—such as third-party, third-party fire and theft, or fully comprehensive—car insurance can also cover your own vehicle and personal injuries. In the UK having at least Third Party Only cover is a legal requirement to drive on public roads.
Car Insurance
Types of Car Insurance
Third-Party Only
The minimum legal requirement in many places. It covers damage or injury you cause to other people or their property, but not your own vehicle.
Third-Party, Fire and Theft
Includes third-party coverage, plus protection if your car is stolen or damaged by fire.
Comprehensive
The highest level of cover. It includes everything in third-party, fire and theft, and also covers damage to your own vehicle, even if you’re at fault.
Telematics (Black Box) Insurance
A type of comprehensive policy where a device monitors your driving habits to potentially lower your premium based on how safely you drive.
Classic Car Insurance
A motor insurance policy that provides cover on agreed values with limited mileage.
Contact us today!
If you’re looking to protect your home, your car or travel in complete confidence, reach out to the expert brokers at Brents who ready to guide you every step of the way.
Get the correct cover you need
With online comparison sites making it very easy to get a cheap quote in minutes, it’s no wonder that many people choose this route to insure their car. However, this doesn’t always get you the best cover, or it may leave you significantly out of pocket.
It’s easy to take out a policy where the excess could be double, or even triple, what you think it might be. Reading the fine print is always essential to ensure you don’t get a nasty surprise.
We have a very strong relationship with many leading Insurers and search our Insurer panel to compare quotes and cover. This means we can offer you a personal service at a competitive premium, and ensure you get all the perks and none of the nasty surprises.
Get a Car Insurance Quote
If you’re looking to protect your home, your car or travel in complete confidence, reach out to the expert brokers at Brents who are ready to guide you every step of the way.